FINANCIAL DUE DILIGENCE SOFTWARE

Due diligence solutions
to assess vendor delivery risk

Fiable assesses whether a business has the financial and operational capacity to deliver a contract of a given size, duration, and risk profile — at any stage of a construction project.

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Fiable vendor assessment dashboard showing a risk score of 71, options to request assessment, alerts for subcontractor changes, repeated payment requests, and cash flow issues.
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Financial Viability Assessment

A comprehensive financial viability report combining public and private data, with tailored commentary.

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Contract Readiness Assessment

An independent view of a vendor's delivery risk with results delivered in minutes. No vendor input required.

DATA ANALYSED

Dozens of delivery risk signals analysed

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Download Fiable overview
Expense Trends
Liquidity
Capacity
Project Pipeline
Key Suppliers
Sector Trends
Profit & Loss
Cash Flows
Critical Path Status
Tax Payment Defaults
Revenue Growth
Regional Trends
Funding Facilities
Contract Size Risk
Single Project Capacity
Corporate Structure
Court Orders
Peer Benchmarking
Corporate Tree
Management Structure
Assessment History
Regulatory Risk
Director Risk
Debt Ratios
Historical Failure Rates
Retained Earnings
Shareholdings
Leverage
Scope of Works
Supplier Concentration
Inventory Days
Directorships
Operations
Debtor Days
Tax Obligations
Delivery Risk Score
Liabilities
Contingency Plans
Net Profit
Working Capital
Gross Margins
Key Ratios
Customer Concentration Risk
Contract Duration

We combine private data shared by vendors with us, public registry records and insights from Fiable’s vendor network to give a complete view of vendor delivery risk on your project.

Process diagram showing data getting updated
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01

Private Data Collection

  • Vendors build one secure Fiable profile, maintain it once, and share it seamlessly across all clients
  • Sensitive private data is stored and managed within a secure portal
  • Dedicated account manager provides a human-led onboarding experience to guide vendors
02

Data Verification & Validation

  • AI-powered fraud detection applied across financial statements
  • Cross-referencing against prior submissions within the Fiable network to identify inconsistencies
  • Detailed accounting checks and reconciliation
03

Clarifications & Follow Up

  • Centralised communication with full audit trail
  • Automated follow-up with vendors to reduce delays and missing information
  • Guided workflows to resolve discrepancies
04

Data Processing

  • Financial statements digitised and standardised for consistency and usability
  • Notes, adjustments, and anomalies identified and actioned by qualified chartered accountants
  • AI-driven quality assurance combined with human expert review to ensure integrity of data
05

Registry Data Collection

  • Automated retrieval of credit, registry, and public filing data
  • Live data feeds ensuring up-to-date information
  • Consolidates multiple data sources into a single, standardised dataset for analysis
06

Analysis

  • Assesses delivery risk in the context of contract-specific factors
  • Applies dynamic weightings to the Fiable Score™ based on contract characteristics, trade risk profiles and shifting industry risk markers
  • Produces a tailored risk assessment aligned to the realities of each contract
07

Reporting

  • Automated report generation
  • Clear, plain-English insights for non-financial stakeholders
  • Customisable versions of the report for different internal use cases
08

Stakeholder Communication

  • Depending on the product, reports are delivered within minutes or 24–48 hours
  • Centralised SaaS platform to share assessments across the business
  • Built-in workflows, permissions, scheduling, and direct access to Fiable chartered accountants for support
09

Insights & Monitoring

  • Assessment data aggregated to generate insights on high-risk trades, contract values, and geographies, benchmarked against the Fiable network
  • Bi-annual Fiable Industry Radar Report highlights emerging and shifting risk trends across the market
  • Automated re-assessments scheduled throughout project delivery to continuously manage evolving risk

Plus, we handle the heavy lifting with all data collection and analysis.

From validating data, to following up with vendors and analysing large volumes of information—we cover every step which would otherwise take you hours, days, and weeks.

Download Fiable overview
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The signs are there.
Fiable helps you see them early.

Replacing a vendor can cost you 3x the original subcontract value — don't let that happen on your next project.

Protect your next project

Purpose built to assess delivery risk

Fiable assesses whether a vendor has the financial and operational capacity to deliver a contract, rather than simply their ability to repay debt.

Fiable Score and different data points

Construction-specific data

Fiable captures the key drivers of vendor performance, including:

• Project workload and capacity
• Forward pipeline vs revenue
• Contract value exposure
• Variation risk
• Concentration risk
• Plus much more

Download the complete guide
Fiable platform interface with questionnaire

Frequent data updates

Unlike traditional tools that rely on static, historical data, Fiable benefits from continuously updated vendor information, enabling earlier identification of emerging risk.

Process diagram showing data getting updated

Contract-level assessments

Each assessment is contextualised to the specific contract being awarded, ensuring risk is evaluated in real terms rather than in isolation.

Risk also changes depending on the type of trade, engagement model (supply only or supply and install), contract duration plus much more.

Fiable Diagram showing contract questions leading to a result card with $3.3m project capacity.
OUR PLATFORM

Not your typical legacy solution

Modern and built on infrastructure to support procurement teams today, and tomorrow.

Deeper dive into the differences
Others

Modern, cloud-based infrastructure with 99.99% uptime

Legacy systems with periodic updates

Near real-time data processing

Manual processes and data processed periodically

Digital with portals for both customers and vendors

Spreadsheets and data submitted via email

Seamless API integrations and modern architecture

Limited integrations

Trusted by contractors across Australia

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Frequently asked questions

  • How does Fiable gather its data?

    We combine public records, private data shared by vendors, and intelligence from Fiable’s network of contractors to provide a complete, trusted view.

  • Why is financial viability important?

    Financial stability reduces the risk of project delays, incomplete work, and costly disputes, helping you choose vendors who can deliver.

  • Do subcontractors need to be involved in every check?

    Not always. Fiable offers a Contract Readiness Assessment that skips vendor involvement, as well as a more detailed option the Financial Viability Assessment that includes their input.

  • How much does Fiable cost?

    Pricing depends on the level of reporting and monitoring you need. Contact us for a tailored quote and to discuss your requirements.

  • Is Fiable only for enterprise companies and tier 1 contractors?

    Products in our suite can be used by organisations of any size, from small businesses to large enterprises. However, Fiable is best suited for industries that are project-based where vendor risk is critical, including construction, civil and infrastructure, government and council, utilities, resources, and mining. Our platform scales to meet the complexity and compliance needs of these sectors while remaining accessible for smaller projects. Contact us to find your product fit.

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